You didn't know, did you?...Things they don't teach in Real Estate 101

Here is some information that may be of interest to you as a property owner in a state designated High Risk Landslide Hazard Zone... that's right all of WNC has been declared as such. So the questions you ask are:
"Why wasn't this information revealed to me when I bought my home?" and further,
"What protection do I have if earth movement should affect my home?"
Insurance is designed to protect your home against damage or loss but in landslide prone Western North Carolina there is no insurance available... that's right NO insurance to cover ANY damage caused by earth movement for ANY reason.

Why didn't you know this? Because no one has any legal responsibility to tell you... the state of North Carolina does not require disclosure of these two important bits of information; one, that you are buying in a declared hazard zone and two, that there is no insurance available.

As you know, the law requires that, as a buyer, you must be told of all sorts of likely hazards: termites, asbestos, radon, lead paint, but not one word about what are arguably the most potentially dangerous possibilities to your safety and financial well-being... earth movement and the absence of insurance.