How stupid do they think we are? Let's ask!

Here we are on Wall Street surrounded by the imposing skyscrapers that house America's finest minds when it comes to finances. What better place to find out how these very well paid money changers feel about our ability to figure out what they do to earn 8 figure salaries. We won't mention any names but the newest hire just started at(rhymes with "feral finch")for 50 million dollars a year. "feral finch" just ran off its last CEO after admitting to an 8 billion dollar write down. Lucky fellow got 150 million dollars to go quietly. But we digress.
Let's stop this well dressed fellow coming out of the building that houses America's largest bank.
"Excuse me sir, but can we ask how you would rate the average American's intelligence about Wall Street finance?" "Is this a trick question?" "No" "OK you mean like on a scale of 1 to 10,with 1 being being real dumb and 10 being pretty smart?" "Right, that works." "Hmmmm, you're not with CNN or MSNBC are you?" "Nope, just curious." "Well let me put it this way, can my answer be a fraction?" "You mean less than 1???" "Just kidding, but seriously our latest scam, oops, scheme, errrr, plan is to repackage the same crappy paper we have been pushing for the last few years..." "Excuse me for interrupting but do you mean the same stuff that caused all the trouble before?" "Yeah, yeah that's right but here's where the fraction bit comes in. This time, unlike last time, we plan to say right up front that these new offerings are crap." "What!!!" "I know, it sounds really bold but we are confident in America's stupidity level, trust me there's one born every second. Are you sure you're not with the news media?" "Right"
"Then you're gonna love this. We got two more of the biggest investment banks on the Street and a slew of the smaller guys to sign on to this scheme, ummm plan with us. It's gonna work, I mean .5 or maybe .25, how can we miss?" "One last question, please." "Gotta run so make it short." "OK, so surely we can find a different opinion of America's intelligence level somewhere on Wall Street?" "You haven't been paying attention have you point two five? So long."